Open an account in 3 easy steps! It takes only 10 to 20 minutes.

Fill out the online forms

Upload photos of your valid ID/s and signature

Meet a BDO representative via Zoom video call* if you are a new customer

**Only applicable for customers new to BDO and existing customers without Online Banking account yet.

How do I qualify?


To open a BDO Pay Account, you must meet the following requirements:

  • Be atleast 18 years old
  • Live in the Philippines
  • Have no existing BDO Account


List of Accepted IDs

Philippine Government-issued

  • Passport
  • Unified Multi-purpose ID (UMID)
  • Driver's License issued by the Land Transportation Office (LTO)
  • Tax Identification Number (TIN) ID


  • New Social Security System (SSS) ID
  • PhilHealth Card
  • Voter's ID
  • Philippine Postal ID
  • Professional Regulations Commission (PRC) ID

Private and Foreign Government-issued

  • Foreign Passport (provide English translation and address in the Philippines)